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The StoneEagle Blog
The latest in White Papers, Publications, News, and Events from StoneEagle
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F&I PVR, Monthly F&I Income Set New June Highs
May-to-June declines followed historical patterns while F&I results set new June highs.
Gregory Arroyo
Jul 204 min read


The Economics Behind F&I’s Continued Rise
Repair costs have climbed nearly 54% since 2019, providing important context for rising F&I income as product attachment levels off. By Gregory Arroyo The cost of keeping a vehicle on the road has changed dramatically since 2019. The Consumer Price Index for motor vehicle maintenance and repair rose 53.6% between May 2019 and May 2026, according to the U.S. Bureau of Labor Statistics. Repair costs increased another 6.1% during the most recent 12-month period. That inflation d
Gregory Arroyo
Jul 173 min read


In the News: Dealer Attorneys Warn of Rising Warranty Audits
Growing service warranty work brings reimbursement fights, audits, chargebacks, and new guidance.
Gregory Arroyo
Jul 174 min read


F&I PVR Reaches Its Highest May Level
Record May F&I performance offset softer sales and another decline in front-end gross.
Gregory Arroyo
Jul 173 min read


April Sales Headlines Miss The Complete Picture
F&I PVR reached its highest April level as volume eased.
Gregory Arroyo
Jun 234 min read


ASOTU CON's Most Interesting AI Discussion Was About More Than AI
The panel's most valuable AI advice had nothing to do with AI.
Gregory Arroyo
Jun 234 min read


From a $75 Loss to $3,171 to $311: The Story of Front Gross
Front gross surged, collapsed, and may finally be finding its floor.
Gregory Arroyo
Jun 233 min read


StoneEagle: F&I Holds Strong as Dealers Navigate Q1 Normalization
The first quarter of 2026 extended one of the strongest F&I PVR performance stretches in StoneEagleDATA, with F&I offices averaging $1,986 in F&I profit per vehicle retailed (PVR) — up nearly 8% year over year and roughly 50% above 2019 levels.
Gregory Arroyo
May 303 min read


A Steady Start to 2026 — With Subtle Signals Beneath the Surface
StoneEagleDATA shows dealers navigating fewer deals but stronger per-vehicle profits, as affordability pressures quietly reshape the industry landscape. By Gregory Arroyo New data from StoneEagleDATA — drawn from transaction-level insights across more than half of U.S. auto dealer rooftops — offers an early read on how the industry is navigating 2026. The picture is steady at first glance. But beneath the surface, the dynamics shaping dealer performance are beginning to shift
Gregory Arroyo
May 153 min read


Tracking the 50% Rise in F&I PVR Since 2019
F&I PVR is up roughly 50% since 2019. StoneEagleDATA benchmarks help explain whether product performance, financing trends, or both are driving it.
webmaster92119
May 143 min read


Inside the Data: Today’s Car Deal Is Carrying More Weight
Negative equity keeps rolling forward into the next purchase. And when you zoom in far enough — down to the transaction level — you start seeing dealership behavior shift under pressure.
StoneEagle
May 143 min read


StoneEagleDATA: March Volume Returns, Front Gross Doesn’t
Strong March volume meets margin pressure as F&I continues carrying the deal.
StoneEagle
Apr 103 min read


All Eyes on March as Early 2026 Follows Seasonal Patterns (Video)
Front-end down, F&I strong as March becomes the inflection point.
StoneEagle
Apr 35 min read


January F&I Strength Offsets Front-End Pressure
Lower deal counts, but strong F&I kept deal profitability largely intact.
StoneEagle
Mar 133 min read


StoneEagle: Sales-Side Pressure Deepens as F&I Posts Q4 Record
Press Release: Deal margins compressed, but F&I strength steadied profitability through year-end.
StoneEagle
Feb 233 min read


StoneEagleDATA: What 2025 Tells Us as 2026 Forecasts Turn Cautious
A transaction-level reality check on why 2026 forecasts are cautious.
StoneEagle
Jan 304 min read


AutoTrust Dealer Alliance Selects StoneEagleMETRICS to Power Dealer Performance and Analytics
Press Release: Partnership creates a foundational data and reporting layer for AutoTrust’s dealer-owned performance platform
StoneEagle
Jan 302 min read


StoneEagle to Debut New Pencilwrench Repair Story Experience at NADA 2026
Flex Story marks an evolution in how Pencilwrench helps technicians document repair work.
StoneEagle
Jan 152 min read


F&I Caps Off 2025 Above $1,950 for Third Straight Month
Front-end and total gross per deal hit 2025 lows in December.
StoneEagle
Jan 143 min read


StoneEagle to Unveil Next-Gen F&I Solutions at NADA 2026
Data-driven F&I empowerment anchors StoneEagle’s reimagined solutions debuting at NADA 2026.
StoneEagle
Jan 83 min read
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